New York Paycheck Calculator
New York State taxes wages at 4% to 10.9% — and if you live or work in New York City, a separate city tax comes out too (not included in this estimate).
Worked example
Single filer earning $60,000 in New York, paid biweekly: federal tax is $5,020.00/yr (after the $16,100 standard deduction). New York taxable income is $60,000 − the $8,000 standard deduction = $52,000.00, so state tax is $2,695.00/yr. Social Security is $3,720 and Medicare is $870. Take-home: $47,695.00/yr — $1,834.42 per biweekly paycheck. Change the salary above and try your own.
How New York paycheck tax works
Federal first: your employer annualizes each paycheck. Federal taxable income is your gross minus the IRS standard deduction for 2026 — $16,100 if you file single, $32,200 married filing jointly (IRS Rev. Proc. 2025-32) — then taxed through the 2026 federal brackets (10% up to 22% across most middle incomes). Social Security takes 6.2% of wages up to the 2026 wage base of $184,500, and Medicare takes 1.45% of all wages (plus 0.9% over $200,000 single / $250,000 joint).
New York tax uses its 2025 tables — the latest published when this page was built (the federal figures on this page are 2026): graduated rates from 4% to 10.9% (2025 schedule; a 0.1-point cut to the first five brackets begins in 2026, and New York's high-income benefit recapture is not modeled). New York's standard deduction is $8,000 single / $16,050 joint. This calculator annualizes your salary; your employer's per-paycheck withholding may differ slightly.
Local taxes not included: New York City residents pay a separate city income tax of roughly 3.08%–3.876%, and Yonkers adds its own tax. City taxes are NOT included in this estimate, so a real NYC paycheck is significantly smaller than the state-only figure.
New York paycheck FAQ
What is the New York income tax rate in 2025?
For 2025, New York taxes wages at graduated rates from 4% to 10.9% (2025 schedule; a 0.1-point cut to the first five brackets begins in 2026, and New York's high-income benefit recapture is not modeled), after the $8,000 standard deduction. Enter your salary above to see the dollar amount on your income.
What about local taxes in New York?
New York City residents pay a separate city income tax of roughly 3.08%–3.876%, and Yonkers adds its own tax. City taxes are NOT included in this estimate, so a real NYC paycheck is significantly smaller than the state-only figure.
My real New York paycheck is different. Why?
Pre-tax 401(k) or HSA contributions, health premiums, garnishments, bonuses (often withheld at a flat 22% federal), and your W-4 elections all move the real number. Many states also withhold a little differently per paycheck than this annualized estimate. Treat this as a close, honest estimate — not payroll software.
What about overtime or a bonus?
Overtime hours are taxed at the same rates — a higher paycheck just annualizes higher. Try our time and a half calculator and bonus tax calculator for those.