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Maryland Paycheck Calculator

Maryland's state rates run 2% to 5.75% — but the state tax is only part of the story: every Maryland county adds its own income tax on top (not included here).

Worked example

Single filer earning $60,000 in Maryland, paid biweekly: federal tax is $5,020.00/yr (after the $16,100 standard deduction). Applying Maryland's 2025 rules gives $2,524.38/yr of state tax. Social Security is $3,720 and Medicare is $870. Take-home: $47,865.63/yr — $1,840.99 per biweekly paycheck. Change the salary above and try your own.

How Maryland paycheck tax works

Federal first: your employer annualizes each paycheck. Federal taxable income is your gross minus the IRS standard deduction for 2026 — $16,100 if you file single, $32,200 married filing jointly (IRS Rev. Proc. 2025-32) — then taxed through the 2026 federal brackets (10% up to 22% across most middle incomes). Social Security takes 6.2% of wages up to the 2026 wage base of $184,500, and Medicare takes 1.45% of all wages (plus 0.9% over $200,000 single / $250,000 joint).

Maryland tax uses its 2025 tables — the latest published when this page was built (the federal figures on this page are 2026): graduated state rates from 2% to 5.75%. Maryland's standard deduction is 15% of income capped at $2,550 single / $5,100 joint, plus a $3,200 personal exemption per person — modeled here at the cap, together $5,750 single / $11,500 joint. This calculator annualizes your salary; your employer's per-paycheck withholding may differ slightly.

Local taxes not included: Maryland counties and Baltimore City add a local income tax of roughly 2.25%–3.2% on top of the state tax. That county tax is NOT included in this estimate, so a real Maryland paycheck is noticeably smaller than the state-only figure.

Maryland paycheck FAQ

What is the Maryland income tax rate in 2025?

For 2025, Maryland taxes wages at graduated state rates from 2% to 5.75%. Enter your salary above to see the dollar amount on your income.

What about local taxes in Maryland?

Maryland counties and Baltimore City add a local income tax of roughly 2.25%–3.2% on top of the state tax. That county tax is NOT included in this estimate, so a real Maryland paycheck is noticeably smaller than the state-only figure.

My real Maryland paycheck is different. Why?

Pre-tax 401(k) or HSA contributions, health premiums, garnishments, bonuses (often withheld at a flat 22% federal), and your W-4 elections all move the real number. Many states also withhold a little differently per paycheck than this annualized estimate. Treat this as a close, honest estimate — not payroll software.

What about overtime or a bonus?

Overtime hours are taxed at the same rates — a higher paycheck just annualizes higher. Try our time and a half calculator and bonus tax calculator for those.

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